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Where Safes Ratings In Ireland Come From

Posted by   Alan Redd
15.06.2020
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Where Safes Ratings In Ireland Come From

Many safe suppliers are advertising highly inflated insurance rates for safes on sale in Ireland. To do this is fraud, yet the practice is quite widespread.

Having been sourced directly from the Republic of Ireland's insurance industry the Irish Safes Ratings Group (I.S.R.G.) overnight insurance rates for certified safes are the only rates officially recognised by The European Security Systems Association and the insurance industry in Ireland as a whole.

The Irish Safes Ratings Group (I.S.R.G.) was established in 2016 to make and periodically update, recommended insurance ratings related to the overnight cash cover for certified safes, strong rooms and secure cabinets, conforming to European standards, for the Republic Of Ireland. The National Standards Authority of Ireland and The Private Security Authority sit in an observer capacity on the group.

If you encounter rates that differ from the indicative rates shown on the I.S.R.G. web site which can be found here: www.isrg.ie, or the E.S.S.A. web site which can be found here: http://www.ecb-s.com, it is important to understand that the rates you see are completely fictitious, either by intention or through ignorance. Furthermore, seeing such rates should be a good indication of the reliability of the information you may obtain from a source that quotes completely unsubstantiated figures for a factor as critical as overnight insurance cover.

pdf download Download A Copy Of ISRG Rates - January 2020


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Irish Safes Ratings

I.S.R.G. safe ratings take into account the installation of an Intruder Alarm which is a common practice for setting these recommendations across Europe. This results in two sets of recommendations one with and one without a monitored intruder alarm installed.

May 2016

All recommended ratings are subject to risk assessment and the appropriate security controls being in place.

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Recommended insurance amounts

Secure cabinets EN14450 – Safes EN 1143-1 – Deposit Safes EN 1143-2

Amounts in €1000 units
Contents cover is five times cash rating
Grade Certification Type Without Intruder Alarm With Intruder Alarm
S1 EN 14450 Secure Cabinet NA NA
S2 EN 14450 Secure Cabinet NA NA
0 EN 1143-1 Safe €3,750.00 €7,500.00
I EN 1143-1 / EN1143-2 Safe / Deposit Safe €6,250.00 €12,500.00
II EN 1143-1 / EN1143-2 Safe / Deposit Safe €12,500.00 €25,000.00
III EN 1143-1 / EN1143-2 Safe / Deposit Safe €12,500.00 €50,000.00
IV EN 1143-1 / EN1143-2 Safe / Deposit Safe €12,500.00 €90,000.00
V EN 1143-1 / EN1143-2 Safe / Deposit Safe €12,500.00 €150,000.00
VI EN 1143-1 Safe €12,500.00 €200,000.00
VII EN 1143-1 Safe PA PA
VIII EN 1143-1 Safe PA PA
IX EN 1143-1 Safe PA PA
X EN 1143-1 Safe PA PA
XI EN 1143-1 Safe PA PA
XII EN 1143-1 Safe PA PA
XIII EN 1143-1 Safe PA PA
  • Recommended amounts are for indicative purposes only and are subject to approval by the insurer on a case by case basis
  • Certified deposit safes are only available in grade 1 to 5 and display the certification EN1143-2. Any other mark not accepted
  • Certified safes with a weight of <1.000 kg must be anchored at the place of installation in accordance with the EN1143-1 specification
  • NA – Not advised
  • PA – Prior approval recommended – It’s necessary to discuss this cover in detail with your insurance company as it falls outside normal recommendations


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